In general, there are two types of insurance policies: Replacement Cost Value (RCV) and Actual Cash Value (ACV). The majority of insurance policies are RCV, but it is important you verify your policy prior to filing your claim.
Your insurance carrier provides complete coverage of the entire home.
The value of any part of your home in its current condition.
You will receive your insurance paperwork in approximately 5-10 business days. Tip: Ask for an electronic version of your claim, this will speed up the process
Upon receiving your claim proceeds and estimate, contact your Roof Repair Squad Representative. Have a copy of the entire claim paperwork ready for your representative.
Your representative will review your claim and ensure you get a fair assessment. We'll walk you through your contractual agreement and ensure you're being covered.
The homeowner is then only responsible for the deductible; the insurance company will cover the remaining amount agreed upon to replace your roof.
A date will be scheduled to replace your roof. Material will be delivered just before work is to be performed. Most jobs will be completed in one day (weather permitting).
Final payment is due until the work is completed and you are completely satisfied.